Health Insurance Portability and Accountability Act:

Perhaps you have heard of HIPAA – the Health Insurance Portability and Accountability Act – during a visit to your doctor's office. The doctor's staff may have handed you a "HIPAA privacy notice" advising you of protections for your personal health information. But HIPAA covers a lot more than privacy.

For many people, health coverage is an important benefit of their jobs. At the time HIPAA was passed, a lot of people were afraid to switch jobs because they might lose the insurance coverage they needed for their families. This publication will explain how HIPAA’s protections make it easier to change employers without losing health coverage for your (and your family’s) medical conditions.

HIPAA's umbrella of protection:

• Limits the ability of a new employer plan to exclude coverage for preexisting conditions;
• Provides additional opportunities to enroll in a group health plan if you lose other coverage or experience certain life events;
• Prohibits discrimination against employees and their dependent family members based on any health factors they may have, including prior medical conditions, previous claims experience, and genetic information; and
• Guarantees that certain individuals will have access to, and can renew, individual health insurance policies.

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Insurance Strategies

• Strategies for Fighting the Insurance Company
• Insurance Appeals/Letters
• Dialog with Insurers
• Family Medical Leave Act (FMLA)
• HIPAA and Your Rights